Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, so the bar is lower, and the description still adds meaningful context: a tier gate ('Pro tier') and a data-freshness caveat ('~2019 data window') that an agent cannot infer from the schema. It does not discuss rate limits or result volume, but those are secondary for a read tool with an output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.