Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the operation read-only, idempotent, and non-destructive, so the description is not burdened with safety disclosure. It adds useful behavioral context by saying results include the exchange and that unverified listings are explicitly marked unchecked, which is a meaningful caveat for an agent choosing whether to trust a result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.