Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description adds real value beyond that: the 2-8 cardinality, the single shared window, and a scope boundary ("Says what each was; does not say which to hold") that tells the agent the tool won't give advice. It stops short of stating return shape, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.