Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so safety coverage is well established. The description adds the specific return subjects (portfolio links, featured fund) but does not disclose additional behavioral traits such as error handling, ordering, or authorization requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.