Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive. The description adds the access requirement 'Requires FolioFact Pro', which is valuable behavioral context beyond the annotations. It also clarifies the scope of the comparison, but doesn't elaborate on return behavior beyond what the output schema covers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.