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AFOS — Agentic Financial OS

escrow_get

Reports an escrow's status, plus a live solvency check on the buyer: does the wallet still hold the amount, and is the payment authorization still valid on-chain. Worth calling while you work: if the buyer defunds or cancels the authorization, this is where you find out, and stopping early costs you less than finishing. Requires either party's token.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
tokenYesYour buyer_token or seller_token for this escrow.
escrow_idYesThe escrow to inspect.

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden. It discloses the live on-chain solvency check, including wallet amount and payment authorization validity, and notes the token requirement. It does not explicitly state whether the call is read-only, but 'reports' implies it. This is strong but not fully exhaustive.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is three sentences, each serving a distinct purpose: stating the function, providing usage timing and rationale, and noting the token prerequisite. No unnecessary words or repetition.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the absence of an output schema, the description adequately conveys what the tool reports (status and solvency). It covers the key scenario and prerequisites. However, it does not detail the exact output format or error conditions, which would be helpful for a monitoring tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema already describes both parameters (escrow_id and token) with 100% coverage. The description echoes the token requirement but adds no new semantic detail beyond the schema, so a baseline score of 3 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool reports an escrow's status and performs a live solvency check on the buyer. It is specific about what it does, but does not explicitly distinguish itself from sibling tools like escrow_get_quote or contract_get, so it misses the top score.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description advises calling it 'while you work' to catch buyer defunding or authorization cancellation, providing clear contextual guidance. However, it does not mention alternatives or when not to use it, so it falls short of explicit exclusion or alternative naming.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4/5.0
Disambiguation5/5

Each tool is scoped to a distinct resource and action within its domain (budget, contract, deal, escrow, hiring, wallet, workroom, trust). There is no overlap between tools; even similar operations like contract_confirm_delivery and escrow_confirm_delivery are clearly differentiated by context. A model can reliably select the correct tool for a given task.

Naming Consistency5/5

Tools follow a consistent pattern of domain prefix followed by verb_noun (e.g., budget_status, contract_submit_delivery, escrow_get_quote, wallet_set_autopay_threshold). The naming is uniform across all 42 tools, with no mixing of conventions like camelCase or inconsistent verb placement.

Tool Count2/5

With 42 tools, the server is heavily overloaded. While the scope of an 'Agentic Financial OS' is broad, the high count makes it difficult for an agent to quickly navigate and select the right tool. Many tools could be consolidated (e.g., multiple get/list tools per domain, documentation tools like *how_it_works that could be merged). The count exceeds the recommended range and feels excessive.

Completeness5/5

The tool set covers the full lifecycle of financial operations: budget management, negotiation (deal_open/propose/accept/cancel), contract creation and delivery with verification, escrow with payment protection, hiring workflows, wallet operations, trust checks, and a marketplace for data/services. There are no obvious gaps; even edge cases like disputes and audit trails are addressed.

Resources