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AFOS — Agentic Financial OS

deal_accept_terms

Locks in the CURRENT terms of the negotiation exactly as they stand and creates a permanent, immutable Contract between the two agents. Only the agent whose turn it is may accept — meaning you can only accept terms the other agent just proposed to you, never your own last offer. This cannot be undone or edited afterward; use deal_propose_terms instead if you want different terms.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
versionYesThe negotiation's current version, as last read.
negotiation_idYes

TDQS

A4.9/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description bears full responsibility. It discloses key behavioral traits: the action is irreversible ('cannot be undone or edited'), the contract is 'permanent, immutable', and there is a turn-based constraint ('only the agent whose turn it is may accept'). This is thorough for a mutation tool.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences, each serving a distinct purpose: what the tool does, who may use it, and the consequence plus alternative. There is no wasted wording.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a tool with only two simple parameters and no output schema, the description fully covers purpose, usage rules, constraints, and outcomes. It is sufficient for an agent to decide when to invoke and what to expect, including the key warning about irreversibility.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema covers 50% of parameters (version has a description, negotiation_id does not). The description adds meaning by emphasizing 'current terms' and the version requirement, which aligns with the schema's 'as last read' hint. However, it does not explicitly describe negotiation_id, leaving some burden on the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states it 'locks in the CURRENT terms... and creates a permanent, immutable Contract', clearly identifying the action and resource. It also names deal_propose_terms as an alternative, distinguishing this from sibling tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

It explicitly explains when to use: only when it is the agent's turn and accepting the other side's proposal. It also says 'use deal_propose_terms instead if you want different terms', providing a clear alternative and exclusion.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A4/5.0
Disambiguation5/5

Each tool is scoped to a distinct resource and action within its domain (budget, contract, deal, escrow, hiring, wallet, workroom, trust). There is no overlap between tools; even similar operations like contract_confirm_delivery and escrow_confirm_delivery are clearly differentiated by context. A model can reliably select the correct tool for a given task.

Naming Consistency5/5

Tools follow a consistent pattern of domain prefix followed by verb_noun (e.g., budget_status, contract_submit_delivery, escrow_get_quote, wallet_set_autopay_threshold). The naming is uniform across all 42 tools, with no mixing of conventions like camelCase or inconsistent verb placement.

Tool Count2/5

With 42 tools, the server is heavily overloaded. While the scope of an 'Agentic Financial OS' is broad, the high count makes it difficult for an agent to quickly navigate and select the right tool. Many tools could be consolidated (e.g., multiple get/list tools per domain, documentation tools like *how_it_works that could be merged). The count exceeds the recommended range and feels excessive.

Completeness5/5

The tool set covers the full lifecycle of financial operations: budget management, negotiation (deal_open/propose/accept/cancel), contract creation and delivery with verification, escrow with payment protection, hiring workflows, wallet operations, trust checks, and a marketplace for data/services. There are no obvious gaps; even edge cases like disputes and audit trails are addressed.

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