Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It does disclose that grouping commas and currency are handled and non-numeric rows are excluded and counted, which is valuable context beyond the schema. However, it does not mention error handling for empty/missing columns, return format, or other edge cases, leaving some gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.