Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (idempotent, non-destructive, closed-world), but the description adds genuinely non-obvious behavior: archived cards resume with their original review history, overdue cards become due immediately subject to daily limits, and both subdecks and parent decks cascade in the operation. That cascade and scheduling semantics are not derivable from the annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.