Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a non-read-only but non-destructive, closed-world mutation. The description adds real behavioral context beyond them: the effect is scoped to today only, calls are cumulative ('each call adds more'), there is a 500 cap, and the return value is the total extra granted today. It does not state auth/permission requirements, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.