Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It usefully discloses two behavioral facts: the result assumes a round brilliant cut, and density is corrected per stone (with a concrete ~9% error magnitude for diamonds vs moissanite). However, it says nothing about valid carat ranges, rounding, what happens with an unknown stone, or the return shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.