Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, and destructiveHint=false, so the agent knows this is a safe, closed-domain read. The description adds that the payload includes per-trade economics and call-type/unanswered-call characteristics, but says nothing about ordering, size, or stability of the list, which is the sort of context a reference lookup benefits from.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.