Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds context the annotations cannot: the figures are statutory government fees rather than FastCAC's own price, which is essential for interpreting the result correctly, and it discloses the ₦1,000,000 default share capital.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.