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FalaZuki Finance BR

calculate_percentil_renda

Estima em que percentil da distribuição de renda brasileira um domicílio está, a partir da renda mensal total da casa e do número de moradores. Usa a tabela oficial de classes de percentual do rendimento domiciliar per capita da PNAD Contínua/IBGE (Rendimento de todas as fontes 2024), com interpolação entre as médias das classes. Parâmetros obrigatórios: household_income. Opcionais: household_size. Use exatamente estes nomes, em inglês.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
household_sizeNoQuantas pessoas moram no domicílio, contando crianças
household_incomeYesRenda mensal total do domicílio, somando todas as fontes de todos os moradores, em R$

TDQS

A3.8/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the burden of explaining behavior. It discloses the methodology (official PNAD Contínua 2024 table, interpolation between class averages), which tells the agent the result is an estimate based on a specific source. It does not state the output shape or edge-case behavior, but the core calculation and its limitations are transparent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences with a clear order: what the tool does, what data/method it uses, and how to pass the parameters. The core purpose is front-loaded and every sentence contributes information. No filler or repetition.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a two-parameter calculator with no output schema, the description explains the inputs, the source data, and the estimation method well enough for an agent to call it. It could specify the output format (e.g., numeric percentile 0–100 or decimal), but the phrase 'em que percentil... está' makes the intended return reasonably clear.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and both parameters already have clear descriptions with units and bounds. The description mostly repeats the required/optional status and parameter names, though it usefully insists on the exact English parameter names. This meets the baseline but adds little beyond the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description opens with a specific verb and resource: it estimates a Brazilian household's income percentile. It clearly names the two inputs and the underlying PNAD/IBGE table, so an agent can tell it apart from the many sibling calculators. It does not explicitly contrast against a sibling, so it falls just short of a 5.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The use case is implied by the first sentence: call this when you need to know a household's percentile in the Brazilian income distribution. There is no explicit when-to-use/when-not-to-use guidance or mention of alternatives among the sibling calculators, so the guidance is adequate but not strong.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

B3.2/5.0
Disambiguation2/5

Many tools are clearly distinct, but the set contains several near-identical clusters: calculate_dividend_income_goal and calculate_dividend_yield both answer 'how much capital is needed to reach a dividend income target', and calculate_real_salary, calculate_raise_vs_inflation, and calculate_salary_time_value overlap heavily on salary/inflation comparisons. Generic tools like compare_investments and compare_with_cdb also blur the boundary with the many specific yield calculators.

Naming Consistency3/5

Most tools follow a clear verb_noun snake_case pattern with verbs like calculate_, get_, check_, compare_, and advise_. However, the object language is inconsistent (calculate_ganho_capital_imovel alongside calculate_car_affordability), and can_i_quit_job breaks the command-style pattern with a question.

Tool Count1/5

At 114 tools, the server is extremely over-scoped for an MCP surface; an agent cannot reasonably hold all these options in context. The inclusion of a search_calculator tool to route among the others is a strong signal that the tool set itself needs partitioning.

Completeness4/5

The surface is very comprehensive for Brazilian personal finance: employment, taxes, investments, debt, real estate, vehicles, small business, insurance, and market-data queries are all covered. A few minor gaps exist, such as no dedicated generic boleto-fine calculator or consolidated investment comparison engine, but no core workflow feels badly stranded.

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