Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world behavior, so the safety profile is covered. The description adds the useful fact that the trend is quarterly and spans both sale and rent, but says nothing about what an 'index' returns (level, percentage change, baseline period) or the trailing window.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.