Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnly, idempotent, and non-destructive behavior, so the bar is lower. The description adds meaningful behavioral context: the reputation is non-transferable, derived from immutable human-verified receipts, excludes revoked records, and grants no commercial rights. This goes beyond the structured annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.