Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, destructiveHint=false, openWorldHint=true), so the bar is lower. The description adds genuine value by spelling out what data is returned — a 24-hour freshness window, a catalog-size figure, and a ranked reliable-servers list — which is exactly the disclosure an agent needs when no output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.