Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden and does so well: it discloses that `css` REPLACES the file, that "" deletes it, that edits are applied all-or-none in order to a single copy, that `old` must match exactly once unless replaceAll (with a whitespace-insensitive fallback), and that a stale expectedHash results in nothing being saved. What it omits is the authorization/permission profile and whether a save creates a restorable version (relevant given the sibling rollback-version/submit-version tools).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.