Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint=true, so the description carries real weight and delivers it: auto-added LIMIT, inaccessible credential tables, meta_key requirement, [redacted] values, refusal of comments/multiple statements, SHOW whitelist, and a 10s timeout. It stops short of describing the result shape, but the output schema covers that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.