Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, and the description adds substantial behavioral context: it enumerates the meaningful return fields and explains that `usedBy` is 'every record placing it, i.e. everything an edit changes'. It doesn't cover pagination or error behavior, but this is rich detail for a read tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.