Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply readOnlyHint=true, so the description carries most of the burden and does add real behavior: docs can be fetched several at a time as parallel calls, one id per call. It does not mention rate limits or failure modes, but the read-before-first-call protocol is a meaningful disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.