Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag a non-read-only, non-destructive, non-idempotent write; the description adds real value on top by disclosing cost ("Free"), the response semantics (saved vs. not), and the important caveat that the report is not verified human demand. It doesn't mention duplicate/idempotency behavior, which matters given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.