Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnly, idempotent, non-destructive, closed-world), so the description adds real value by disclosing that prices are caller-supplied rather than fetched, and that results include constituent weights, face value, and a prefilled PDF-report link. It still does not describe units handling for measuredGrams versus count or validation failures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.