Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnly, idempotent, non-destructive, closed-world). Beyond that the description discloses what is NOT returned (private receipt, author identity) and a concrete failure mode: withdrawn/unpublished reviews return not found. That is genuine behavioral context an agent cannot get from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.