Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already state this is a read-only, idempotent, non-destructive, closed-world helper, so the safety profile is covered. The description adds that the tool explains line assignment for data, calls, and iMessage and how to avoid roaming charges, but it does not disclose any additional behavioral traits such as whether it inspects the device or what form the guidance takes. A 3 is appropriate because it adds useful scope but no new behavioral caveats beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.