Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose the behavioral profile (readOnlyHint=false, destructiveHint=false, openWorldHint=false), so the safety semantics are covered. The description adds nothing beyond what the title and annotations imply – no mention of idempotency, human_id uniqueness/collision behavior, or permissions required to create a stakeholder.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.