Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true and openWorldHint=false, so the safety profile is covered without description help. The description adds the useful scoping fact that results span two row types, but says nothing about pagination, result limits, or ordering, so it is only marginally additive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.