Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description adds valuable behavioral context beyond annotations by disclosing the settlement cost of $0.010 USDC on Base and that there is no charge on failure, which is critical for an agent deciding to invoke the tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.