Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false; the description adds settlement details ($3.500 USDC, no charge on failure), offline verification, and the attestation/signature structure. This enriches the behavioral picture without contradicting the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.