Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden: it discloses the full return payload (key, label, type, required, help text, options) and the fact that the output is keyed by field key, implying a map structure. There are no side effects or parameters to warn about, so the main missing context is limited to non-essential details like ordering or staleness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.