Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, covering safety. The description adds the scoping constraint (pending requests for the calling user), which is useful for selection but does not disclose additional behavioral aspects like pagination, ordering, or return format beyond what the output schema presumably covers.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.