Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered; the description adds genuinely new facts — that the call is free, does not consume credits, and is scoped to the API key's owning account. It doesn't say whether the value is live or cached, which is a minor remaining gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.