Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, yet it only implies read-only behavior through "Return ... policy". It says nothing about auth/permission requirements, whether policy varies per account, caching, or any side effects; only the vague qualifier "SaaS-side" hints at a client-side counterpart.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.