coverage_trigger_feed
Return businesses that JUST legally/practically NEED commercial insurance, drawn from public trigger events (new FMCSA DOT operating authority + newly formed commercial entities). Each lead is normalized to a NAICS family and a MANDATED-COVERAGE MAP (which policies it now needs: general liability, commercial auto, motor cargo, workers-comp, surety bond, etc.), deduped so one entity hitting multiple triggers = ONE lead, and tiered by lead value. Built for B2B insurance & surety AGENTS sourcing fresh, high-intent commercial leads.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| days | No | Lookback window in days (default 7). | |
| limit | No | Max leads (default 100). | |
| state | No | Two-letter state filter, e.g. 'CT'. | |
| sources | No | Subset of sources: 'fmcsa', 'ct-sos'. Omit for all. | |
| coverageLine | No | Filter to leads needing a line, e.g. 'commercial-auto', 'general-liability', 'surety-bond'. | |
| minLeadValue | No | Only leads with estLeadValueUsd >= this. |