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get_trust_dossier

Read-onlyIdempotent

Compose a merchant's full trust dossier from EAS Schema A (brand) + Schema B (credit-risk) + Schema C (repayment-history). Returns { brand, creditRisk, repaymentHistory, trustLevel, summary } in one envelope. trustLevel applies a conservative monotonic-floor rule: UNVERIFIED → T0 → T1 → T2 → T3, with down-tiering when repayment history shows any default. Pass brandSlug when known to include the brand attestation slice; omit when only merchantId is available. Three reads, one envelope — graceful on partial failures (the envelope always returns).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
brandSlugNo
merchantIdYes

TDQS

A4.5/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Beyond the annotations (readOnlyHint, openWorldHint, idempotentHint), the description discloses the trustLevel monotonic-floor rule with down-tiering on default, the exact return envelope shape, and graceful behavior on partial failures. This is substantial behavioral context not available in annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Four sentences with zero filler. Front-loaded with the purpose, then return structure, trustLevel algorithm, parameter usage, and failure behavior. Every sentence earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a composite read tool with no output schema, the description covers the return shape, trustLevel logic, parameter conditions, and failure behavior. It is complete enough for an agent to invoke correctly without additional information.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With schema description coverage at 0%, the description compensates by explaining that brandSlug includes the brand attestation slice and when to omit it. merchantId's role is implied as the essential identifier, but the description adds meaningful nuance to the optional parameter.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description uses the specific verb 'compose' and clearly identifies the resource as a 'merchant's full trust dossier' assembled from three named EAS schemas. It distinguishes itself from sibling tools like get_brand_attestation_status or verify_credit_risk by framing this as a consolidated read across multiple schemas.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Provides conditional parameter guidance ('Pass brandSlug when known... omit when only merchantId is available') but does not explicitly state when to prefer this tool over alternatives. The phrase 'Three reads, one envelope' implies consolidation as a use case, but no direct comparison or exclusion of sibling tools is given.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

B3.4/5.0
Disambiguation2/5

Many tools have overlapping purposes, such as find_inventory, search_products, list_shop_products, and get_product all dealing with product discovery/retrieval with subtle differences. Similarly, verify_brand_attestation and get_brand_attestation_status could be confused, as could get_trust_dossier and get_underwriting_signals. The sheer number of verification and lookup tools makes it difficult to pick the right one without careful reading.

Naming Consistency2/5

The cart tools use a dot-separated camelCase convention (cart.addLine, cart.updateLineQuantity), while the rest use snake_case with varied verbs (find_, get_, list_, search_, verify_, request_, quote_, etc.). This mixing of conventions and inconsistent verb choices (e.g., find_inventory vs search_products vs list_shop_products) makes the tool names unpredictable.

Tool Count2/5

With 38 tools, this server is heavily overloaded. The guidance suggests 25+ tools is too many, and this server exceeds that threshold. While the domain spans commerce, trust attestations, and lending, the count is excessive for a coherent single-server toolkit.

Completeness3/5

The tool surface is extremely broad, covering cart management, checkout, product discovery, trust verification, and lending workflows. However, there are notable gaps: no cart retrieval or order history, no revoke/update for attestations, and some key lending tools (quote_credit_terms, report_repayment) are scaffolded but not yet functional, creating dead ends.

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