Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It discloses the concrete output contents (columns, numeric indicators, row count, provenance banner) and implies a non-mutating schema-inspection behavior through 'learn the schema.' No side effects or access concerns are mentioned, but the tool is a simple zero-parameter inspection.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.