Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/ non-destructive/non-open-world, so the safety bar is low. The description adds genuinely useful context beyond them: the tool data reflects 'the last live check', signaling possible staleness, and it discloses the shape of the payload (tools, address, client add-instructions).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.