Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only, non-destructive, closed-world profile, so the bar is lower, and the description still adds real behavior: OAuth requirement, a five-minute provider-refresh throttle, and the fact that the line is identical across devices. It doesn't explain error or not-found behavior, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.