Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint, idempotentHint, destructiveHint=false and a closed-world scope, so the safety profile is covered. The description adds real behavioral context beyond that: results are alphabetical, paginated at 50 per page by default, and each entry carries name, price and last edit time.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.