Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It discloses two useful traits — the result is "live" (real-time, not cached) and a phone verification prerequisite gates the call — but says nothing about external side effects, rate limits, or what an unavailable yacht returns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.