Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint=true and openWorldHint=false, so the safety profile is covered. The description adds facts annotations cannot carry: the tool is unavailable, it is priced at 29 USD/month for 3 pairs or 79 USD unlimited via USDC on x402, and invoking it is a no-op status check rather than a subscription action. That is meaningful context beyond the structured fields, though it omits what the status payload contains.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.