Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the description's added value is the terminal-status set, the timeout ceiling, the 'running on timeout, re-call' semantics, and the cost note ('Free') — all useful beyond structured fields. It stops short of saying whether a timed-out wait consumes balance or whether repeated waits are throttled.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.