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calcular_interes_compuesto

Read-only

Simula el crecimiento de un ahorro o inversión con interés compuesto: capital final, intereses generados y rentabilidad total. Admite aportaciones periódicas mensuales y distintas frecuencias de capitalización.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
anosYesNúmero de años de la inversión
tasa_anualYesRentabilidad anual en % (ej: 7 para 7%)
capital_inicialYesCapital inicial invertido en euros
aportacion_mensualNoAportación mensual adicional en euros. Por defecto 0.
frecuencia_capitalizacionNoFrecuencia de capitalización de los intereses. Por defecto "anual".

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, so safety is clear. The description adds that it simulates growth, which aligns, and discloses what outputs to expect, adding context beyond annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, front-loaded with purpose and outputs, no wasted words. Efficient and clear.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema, but the description mentions key outputs (capital final, intereses, rentabilidad total). It covers parameters and additional capabilities. Missing details on output format, but sufficient for a simulation tool with good annotations.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% with descriptions for all parameters. The description summarizes that it supports periodic contributions and capitalization frequencies, but doesn't add new meaning beyond what the schema provides. Baseline score applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool simulates growth of savings/investment with compound interest, listing outputs (capital final, intereses, rentabilidad total). The verb 'simula' and resource are specific, and it distinguishes from sibling financial calculators like mortgage or tax tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies usage for compound interest scenarios but does not explicitly state when to use it vs. alternatives or when not to. Given many sibling tools, explicit guidance would improve clarity.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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