Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses error behavior on malformed input, explicitly excludes repair/validation, and states cost (5000 atomic USDC) plus the payment-authorization prerequisite. It omits return format and the 3500-character input ceiling, but the cost/auth disclosure is genuinely valuable context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.