Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose two meaningful traits: no competitor facts are invented, and execution is paid (20000 atomic USDC, authorization required). That is genuinely useful behavioral context. It still omits what the bundle contains, whether generation is idempotent, what happens on payment failure, and any refund/retry semantics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.