Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full disclosure burden. It usefully discloses that grouping commas and currency are handled and that non-numeric rows are excluded and counted. However, it does not mention return format, error behavior, or handling of missing columns, leaving important behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.