Skip to main content
Glama
Sign In

DecisionsCalc calculators

by com.decisionscalc
OverviewDiscussionsAdmin

uk care home fees

uk_care_home_fees
Read-only

UK care home fees, 2026/27, by nation (England, Scotland, Wales, Northern Ireland): weeks until savings (and the home after the 12-week disregard) fall to the upper capital limit (£23,250 England/NI, £36,750 Scotland, £50,000 Wales) and the council helps; then tariff income (£1 a week per £250 between the limits), the person’s weekly contribution (income + tariff − personal allowance), the council’s share and any family top-up above the council rate; NHS-funded nursing care (£267.68 England, £100 NI) and Scotland’s free personal (£260.30) and nursing (£117.10) care.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "nation": "<nation>",
      "feeWeekly": "<feeWeekly>",
      "savings": "<savings>",
      "incomeWeekly": "<incomeWeekly>"
    },
    "name": "uk_care_home_fees"
  }
}

Input Schema

NameRequiredDescriptionDefault
nationYesNation
savingsYesSavings and investments, GBP
careTypeNoType of care
feeWeeklyYesCare home fee a week, GBP
homeEquityNoHome value less mortgage, GBP
incomeWeeklyYesIncome a week, GBP
homeDisregardedNoA partner or qualifying relative still lives in the home
councilRateWeeklyNoCouncil’s usual rate a week (default: the fee)

Schema Changelog

Changes observed during successful MCP inspections.

  1. Added

TDQS

A3.9/5.0
Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Beyond the read-only annotation, the description discloses the actual policy rules and rates: upper capital limits by nation, the 12-week property disregard, tariff income of £1 per £250, personal allowance treatment, council share, family top-up, NHS-funded nursing care rates, and Scotland's free personal and nursing care. This gives an agent substantial behavioral context for how the calculation works.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is front-loaded with the resource and period, but it is one very dense sentence with heavy parenthetical and semicolon use. It is information-rich rather than wasteful, yet the structure makes it harder to parse than it needs to be.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description does a good job of listing the computed outputs: weeks until savings fall, tariff income, weekly contribution, council share, top-up, and NHS/Scotland care funding. It remains somewhat incomplete on exact return structure and on how all optional inputs interact, but it is substantially adequate for this complexity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so the baseline is 3, but the description adds meaningful policy semantics for inputs such as savings, home value, and council rate by explaining capital limits, tariff income, and the 12-week disregard. It does not explicitly map every parameter to its role, but it adds more than the terse schema descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description makes clear this is a UK care-home fee calculation for 2026/27, broken down by nation, with specific policy thresholds and contribution mechanics. It is highly distinctive from the sibling tools, but it does not open with an explicit action verb such as "calculate", so the precise operation is inferred rather than stated.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is implied by the scope: UK care-home fees by nation, involving savings, income, home equity, and council rates. There is no explicit when-to-use guidance, no exclusions, and no routing to or comparison with alternative tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

All DecisionsCalc calculators toolsInspect
Try in Browser
One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

Glama MCP Gateway

Add one secure layer between your agents and this server.

Resources