ireland sell or keep rental
ireland_sell_or_keep_rentalIreland: should a landlord sell a rental property now or keep it? Compares wealth after tax year by year over N years (default 10): KEEP = rent (growth capped at 2% or CPI under the rent control from 1 March 2026) less costs, mortgage and Case V tax at the marginal rate, plus growth, valued net of selling costs, CGT and any RPRIR clawback; SELL NOW = price less selling costs, CGT (31% from 7 October 2026, €1,270 exemption, pre-2003 indexation) and the mortgage, invested in State Savings, a deposit (DIRT), an ETF (exit tax, deemed disposal), a pension (age limits) or the home mortgage. Returns the difference, both paths by year, the break-even house-price growth and year-1 income.
Tool call template
Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.
{
"id": 1,
"jsonrpc": "2.0",
"method": "tools/call",
"params": {
"arguments": {
"value": "<value>",
"purchasePrice": "<purchasePrice>",
"rent": "<rent>"
},
"name": "ireland_sell_or_keep_rental"
}
}Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| age | No | Your age | |
| pay | No | Your gross salary a year, EUR | |
| rent | Yes | Rent a year, EUR | |
| costs | No | Deductible costs a year, EUR | |
| value | Yes | What the property would sell for now, EUR | |
| years | No | Years to compare (1-30) | |
| status | No | Tax status | |
| rentGrowth | No | Rent growth, % a year | |
| depositRate | No | Deposit rate, % | |
| houseGrowth | No | House-price growth, % a year | |
| investReturn | No | ETF and pension return, % a year | |
| mortgageRate | No | Mortgage rate, % | |
| purchaseDate | No | Date bought, YYYY-MM-DD | |
| mortgageYears | No | Years left on the mortgage | |
| purchasePrice | Yes | Price paid, EUR | |
| mortgageBalance | No | Mortgage owed, EUR |