Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark it read-only, idempotent, and non-destructive, and the description adds meaningful behavior: the resolution order (person_aliases → exact name → slug → unique substring), note redaction behavior, the fact that notes are omitted unless include_notes=true, and the $0.05 cost with API key requirement. This goes well beyond the structured annotation signal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.