Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint=false, covering safety. The description adds useful behavioral context beyond annotations: cost ($0.02), the exact scope of the response ('bio-only'), and explicit exclusions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.